
So the last few weeks, except for gas ( rebate through discovercard ) I have been using my debit card instead of a credit card and using money to actually pay down credit cards versus watching the balances stay the same or go up. I feel really good about it and thought I would check in. I am totally focused on getting my credit cards payed off and I am looking for 2 years totally out of credit card debt and by the time I hit 44 I would love to have my student loan paid off.... Like Dave Ramsey says I want to live like no one else and how nice would it be to be paid and only owe my mortgage and basic living expenses? I would have 1k left over each month to save towards retirement and spend and save.. Anyway thought I would check in for motivation and post this darling picture of my doggies.. Off to bed!

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